Is having BNPL on tap beneficial?
The use of digital payments has been growing for many years and this process has accelerated during the Covid pandemic. Most notable has been the growth in buy-now-pay-later (BNPL), particularly for customers who have suffered financial hardship during...
Costing the Earth – costing the capital needed for net-zero transition
Costing the Earth – costing the capital needed for net-zero transition To achieve our net-zero targets we must transition to green energy. However, vast amounts of investment are required to transform our energy sector. Here I explain how important it...
Saving for old age with personal pension schemes – more regulatory oversight is badly needed
Saving for old age with personal pension schemes – more regulatory oversight is badly needed Here I am discussing my latest research into pension regulation, explaining why people with individual personal pensions could retire with as little as half the...
More from this author
FinTech, banks, and stock markets
The modern financial sector plays a huge role in all our lives. A hundred years ago, few would have a bank account for saving, and practically nothing but cash to facilitate daily payments for a bottle of milk or a...
Pensions: why automatic enrolment may not suit the self-employed
Ania Zalewska, University of Bath There are now more than 1.3 billion self-employed people in the world, and that number is rising, especially among millennials. In the US alone, 27m people are expected to leave full-time jobs to become self-employed...